Combined Evidence of Coverage (EOC)

We are continuing to grow and expand our network to bring our Members more choices for care! 

The Benefits and Coverage Handbook provides information about how to access services, member benefits, and health care consumer rights.  

Valley Health Plan submits an EOC to our regulator on an annual basis for approval. The EOC for our Covered California and IFP products that is posted on our website was approved by our regulator on August 13, 2021. We can only post EOC’s that have been approved by DMHC.

Valley Health Plan (VHP) received approval for an expansion of our service area for the Individual & Family Plan (IFP) product in 4 zip codes in San Benito County on October 28, 2019. These zip codes are: 95045, 95023, 95024, 95004 which include the cities of Hollister, Aromas and San Juan Bautista. Valley Health Plan (VHP) also received approval on October 30, 2020 for an expansion of our service area for the Individual & Family Plan (IFP) product in 12 zip codes in Monterey County. These zip codes are: 93901, 93902, 93905, 93906, 93907, 93908, 93912, 93915, 93933, 93955, 93962 and 95012 which include the communities of and around, Castroville, Marina, Prunedale, Salinas, Seaside, and Spreckels. VHP has also been expanding our provider network in Santa Clara, San Benito, and Monterey Counties. All IFP members, regardless of where they reside, have access to the entire provider network listed in our Provider Directory.

IFP members can look at VHP’s Provider Directory at To look for a specific provider, select the “Individual & Family Plan product” under the “Product Type.”​


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