VHP Minimum Coverage HMO Plan highlights 2025Integrated annual deductible: Individual $9,200 / Family $18,400$0 copay for preventive services$0 copay for prenatal and preconception services0% co-insurance after deductible for primary care services0% co-insurance after deductible for lab testsMaximum out-of-pocket: Individual $9,200/ Family $18,400Plan highlights 2024Integrated annual deductible: Individual $9,450 / Family $18,900$0 copay for preventive services$0 copay for prenatal and preconception services0% co-insurance after deductible for primary care services0% co-insurance after deductible for lab testsMaximum out-of-pocket: Individual $9,450 / Family $18,900Plan informationSummary of Benefits and Coverage Table (SBC) Summary of Benefits (SBC) uniform glossaryCombined Evidence of Coverage & Disclosure (EOC)Pharmacy informationProvider directory searchDrug cost look upGeneral informationHealth education classesMember rights and responsibilitiesProtected health informationGrievances Member communicationsPerspectives member newslettersMember updates