VHP Minimum Coverage HMO

Plan highlights 2025

• Integrated annual deductible: Individual $9,200 / Family $18,400
• $0 copay for preventive services
• $0 copay for prenatal and preconception services
• 0% co-insurance after deductible for primary care services
• 0% co-insurance after deductible for lab tests
• Maximum out-of-pocket: Individual $9,200/ Family $18,400

Plan highlights 2024

• Integrated annual deductible: Individual $9,450 / Family $18,900
• $0 copay for preventive services
• $0 copay for prenatal and preconception services
• 0% co-insurance after deductible for primary care services
• 0% co-insurance after deductible for lab tests
• Maximum out-of-pocket: Individual $9,450 / Family $18,900​​

Plan information

• Summary of Benefits and Coverage Table (SBC) ​​
• Summary of Benefits (SBC) uniform glossary
• Combined Evidence of Coverage & Disclosure (​EOC)​
• Pharmacy information​
• Provider directory search
• Drug cost look up​

General information

• Health education classes​​
• Member rights and responsibilities
• Protected health information
• Grievances

 ​Member communications

• Perspectives member newsletters
• Member updates